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You have described a serious problem but no solution (or cause). Do you have any suggestions? Can government solve the issue or did government cause the problems?

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It's clearly a vexing problem for tens of millions. I recall a high school business class in the mid '60's where we learned that housing should not cost more than 19% of your income. Now "they" say 30% ... but in actuality, it's probably more like 50-60% leaving little for food, insurance, transportation, clothing and incidentals.

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Great article, makes you think.

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